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Zakat Calculator Pakistan

Calculate your zakat in Pakistani rupees with today's nisab from live gold and silver rates. This calculator handles tola and gram, every gold carat, and all four schools, defaulting to PKR though you can switch to any currency. Enter your wealth below to see your zakat in rupees.

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Fetching live prices
Gold, pure 24 carat
Silver, pure

Spot prices update automatically. Local retail rates can differ, so overwrite either box if your market prices gold higher.

Net zakatable wealth
0
Below nisab
Silver nisab0
Gold nisab0
01Cash and bankEverything liquid on your zakat date0
Cash in hand
Current and savings accounts
Fixed depositsCapital only. Interest is not yours to keep or to pay zakat on.
Digital wallets and prepaid balances
Money set aside for a future purposeHajj savings, a wedding fund, a deposit. Still yours, still zakatable.
Foreign currency heldConverted into your currency
02GoldBy weight and carat, or by value0
By weight
Gold you ownPurity is applied automatically
A second holding, different carat
Of that, worn as personal jewellery
By value
Coins, bars or other gold you already valued
Weight allowances many scholars permit: deduct roughly 2% for stones set into jewellery and about 25% for kundan work, since the setting is not gold. Enter the adjusted weight above.
03SilverJewellery, utensils, artefacts, bullion0
Silver you own
Silver you already valued
Household silver counts in full: cutlery, crockery, trays and decorative pieces. It is not exempt for being in daily use.
04Investments and savingsShares, funds, pensions, crypto0
Shares held to tradeFull market value on your zakat date
Shares held long termEnter the zakatable share of the company's assets if you know it, otherwise use about 25% of market value as a common estimate.
Dividends received and still held
Mutual funds, unit trusts, sukuk
Pension or provident fund, your accessible balanceYour own contributions plus any portion you could withdraw today
CryptocurrencyMarket value on your zakat date
Takaful or insurance, surrender value
Government deposits and refundable securities
05Money owed to youOnly what you expect to actually recover0
Loans you gave to family or friends
Salary, fees or refunds due to you
Rental income received and still held
Leave out anything you have effectively written off. A doubtful debt becomes zakatable in the year it is actually repaid.
06BusinessStock in trade, receivables, payables0
Saleable stock, at landed cost
Damaged or dead stock, at scrap value
Raw materials and finished goods
Owed to you from credit sales
Business cash and bank balances
Less: owed to your suppliers
Less: bad debts written off
Partnership share
Your capital balance, last accounts
Loans you advanced to the firm
Your estimated profit since then
Less: your drawings this year
Premises, machinery, vehicles and fixtures carry no zakat. Only what you bought to sell, and the cash the business holds.
07PropertyHeld to sell, not to live in0
Land or property bought to resellCurrent market value
Not zakatable: the home you live in, however many you own for family use, and property you rent out. Rent you have already collected and still hold does count, and belongs in section 05.
08What you oweDeductible within the next 12 months0
Borrowed money and goods bought on credit
Loan and mortgage instalments due in the next 12 monthsOnly the coming year, not the whole outstanding balance
Rent, utilities and bills already due
Wages owed to staff
Tax due now or overdue
Do not deduct bills that are not yet due, long term debt beyond the next 12 months, or any interest element. Interest is not a debt Islam recognises for this purpose.
09Farm produceUshr, calculated separately0
Ushr is a separate obligation with its own rules. It falls due at every harvest, not once a lunar year, and its threshold is roughly 653 kg of the crop, not the cash nisab. It is kept out of the figure above and reported on its own.
Value of produce watered by rain or springs10%
Value of produce watered by pump, canal or well5%
Value of produce watered by both7.5%
10Grazing livestockPaid in animals, not in cash—
Livestock zakat is not a percentage of value. It follows fixed bands and is paid in animals. Any calculator that charges you 2.5% of your herd's worth is wrong. Enter your numbers and this will tell you what is actually due.
Sheep and goats, free grazing, over one year
Cattle and buffalo, free grazing
Camels, free grazing
Poultry, fish farms and stall fed animals raised to sell are trade stock, not grazing livestock. Put their value in section 06 instead.

Free to use, kept free by people like you

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This calculator will always be free, with no ads and no account. Your gift keeps it online and supports the work behind it: building tools and media that serve the Muslim community, and supporting the person who maintains them.

This is sadaqah, not zakat. Your zakat belongs to the eight categories entitled to receive it, and this does not count as one. Please pay your zakat to them separately.
Give whatever you wish

You set the amount on PayPal's secure page. No minimum, no card details shared with us, and nothing you typed above travels with it.

Free to use, kept free by people like you

If this helped, help it keep going

This calculator will always be free, with no ads and no account. Your gift keeps it online and supports the work behind it: building tools and media that serve the Muslim community, and supporting the person who maintains them.

This is sadaqah, not zakat. Your zakat belongs to the eight categories entitled to receive it, and this does not count as one. Please pay your zakat to them separately.
Give whatever you wish

You set the amount on PayPal's secure page. No minimum, no card details shared with us, and nothing you typed above travels with it.

Zakat due 0

Your zakat summary

Send it to yourself, or to whoever pays it with you.

The short answer

Zakat in Pakistan is 2.5% of your net wealth in rupees, once it passes the nisab and has been held for one lunar year. The nisab is 7.5 tola of gold or 52.5 tola of silver, whichever applies. The calculator above shows today's nisab in PKR and works out your zakat automatically.

Calculating zakat in Pakistan

For Muslims in Pakistan, zakat is the annual obligation to give 2.5% of accumulated wealth to those entitled to receive it. It applies to cash and bank balances in rupees, gold and silver, committee and savings pools, shares on the PSX, business stock, and money owed to you, once the total passes the nisab threshold and has been held for a full Islamic lunar year. The calculator above is set to Pakistani rupees and today's nisab, so you can enter your wealth and see your zakat in PKR straight away.

Pakistan is overwhelmingly Hanafi, and in the Hanafi school all gold and silver is zakatable, including jewellery worn every day. This matters greatly here, because gold jewellery is central to Pakistani households and weddings, and under the Hanafi ruling it all counts towards your zakat. The calculator defaults to the Hanafi position, though you can change the school if you follow another.

The nisab in Pakistani rupees

The nisab is fixed in weight, never in rupees, so its PKR value moves with local gold and silver rates:

  • Gold nisab: 87.48 grams, or 7.5 tola
  • Silver nisab: 612.36 grams, or 52.5 tola

Because Pakistani gold and silver rates change daily, and the rupee itself moves, the nisab in PKR is different from one month to the next. This is why copying a fixed rupee figure from an old article is unreliable. The calculator computes today's nisab in rupees from live prices, and shows both the gold and silver thresholds. For the standalone figure, see Nisab Today.

Zakat on gold in tola, the Pakistani way

Gold in Pakistan is measured in tola, and one tola is exactly 11.6638 grams. Standard jewellery is usually 22 karat (91.6% pure) while bars and coins are 24 karat. Zakat is due on the pure gold content, so the calculator converts your tola and carat into pure grams and values it at the live rate. For a full breakdown, see our Zakat on Gold page.

Remember that on its own, a holding below 7.5 tola of gold does not reach the gold nisab. But almost everyone also keeps some cash or silver, and once you combine them, the lower silver nisab applies, so your gold becomes zakatable as part of your total wealth. Enter everything in the calculator and it handles the combination correctly.

A worked example

Suppose you hold 5 tola of 22K gold, PKR 300,000 in savings, and some silver. The 5 tola of gold alone is below the gold nisab, but combined with your cash and silver your total wealth easily exceeds the silver nisab, so zakat is due on everything. If your net zakatable wealth comes to PKR 2,000,000, your zakat is 2,000,000 × 2.5% = PKR 50,000.

The Zakat and Ushr Ordinance and your personal zakat

Pakistan has a state system under the Zakat and Ushr Ordinance, through which banks deduct zakat from certain savings accounts on the first of Ramadan. It is important to understand that this compulsory deduction does not necessarily equal your full zakat obligation. It applies only to specific account types and not to your gold, cash in hand, business assets or other wealth. You remain responsible for calculating and paying zakat on everything the state deduction does not cover. The calculator helps you work out your complete obligation, from which you can account for any amount already deducted.

What is zakatable in Pakistan

  • Cash in hand, in bank accounts, and in committees (BC) or savings pools
  • Gold and silver in every form, including bridal and family jewellery under the Hanafi ruling
  • Shares on the Pakistan Stock Exchange, and mutual funds
  • Business stock and trade goods at cost, plus money owed to you by customers
  • Property bought to resell, though not your own home or a rented-out property's value
  • Prize bonds at face value, as they are effectively held cash

Your home, your car, household goods, and the tools of your trade are not zakatable.

Which debts you can deduct

You may deduct debts due within the coming twelve months: personal borrowings, the next year of any loan instalments, bills already due, and committee payments owed. You may not deduct the full outstanding balance of a long-term loan or any interest element. In the Hanafi school, which most Pakistanis follow, immediate debts are deductible before you test your wealth against the nisab.

Verifying Pakistani gold and silver rates

The calculator uses live international metal prices converted to PKR. Local retail rates set by the All Pakistan Sarafa Gems and Jewellers Association and reported daily can differ from the international spot price. If you want to use the exact local tola rate, type it into the calculator and your zakat recalculates instantly.

Related pages

You may also want Zakat on Gold, Zakat on Silver, Zakat Calculator in Rupees for INR and other rupee currencies, or the full Zakat Calculator.

Frequently asked questions

What is the nisab for zakat in Pakistan 2026?

The nisab is fixed in weight, 87.48 grams (7.5 tola) of gold or 612.36 grams (52.5 tola) of silver. Its value in rupees changes daily with local rates. The calculator above shows today's figure in PKR from live prices.

How much zakat on 1 tola gold in Pakistan?

One tola is 11.6638 grams. Multiply by today's PKR gold rate per gram, adjust for carat, then take 2.5%. On its own, 1 tola is below the 7.5 tola gold nisab, so zakat is only due if your combined wealth crosses the threshold.

Which nisab should I use in Pakistan, gold or silver?

Most Pakistani scholars and the Hanafi school, which predominates in Pakistan, use the silver nisab for anyone holding a mix of cash, gold and silver, because it is lower and brings more people into zakat.

Is zakat 2.5% in Pakistan?

Yes. Zakat is 2.5% of your net zakatable wealth held for one lunar year above the nisab, the same rate worldwide. This is separate from any compulsory bank deduction under the Zakat and Ushr Ordinance.

Does the calculator use live Pakistan gold rates?

It uses live international gold and silver prices converted to PKR. Local Pakistani retail rates can differ, so you can type today's rate into the calculator and it recalculates instantly.

This calculator gives a reliable estimate for ordinary situations and is not a substitute for a scholarly ruling. For a complex estate or business, consult a qualified scholar. Verify gold and silver rates against your local Pakistani market on the day.