Donate Us

Zakat Calculator Nigeria

Calculate your zakat in NGN with today's nisab from live gold and silver prices. Built for Muslims in Nigeria, this calculator covers every asset across all four schools and defaults to NGN while letting you switch currency. Built for Nigerian Muslims, the calculator works in naira with today's nisab. Enter your wealth below.

No sign upNothing leaves your deviceFree forever

Fetching live prices
Gold, pure 24 carat
Silver, pure

Spot prices update automatically. Local retail rates can differ, so overwrite either box if your market prices gold higher.

Net zakatable wealth
0
Below nisab
Silver nisab0
Gold nisab0
01Cash and bankEverything liquid on your zakat date0
Cash in hand
Current and savings accounts
Fixed depositsCapital only. Interest is not yours to keep or to pay zakat on.
Digital wallets and prepaid balances
Money set aside for a future purposeHajj savings, a wedding fund, a deposit. Still yours, still zakatable.
Foreign currency heldConverted into your currency
02GoldBy weight and carat, or by value0
By weight
Gold you ownPurity is applied automatically
A second holding, different carat
Of that, worn as personal jewellery
By value
Coins, bars or other gold you already valued
Weight allowances many scholars permit: deduct roughly 2% for stones set into jewellery and about 25% for kundan work, since the setting is not gold. Enter the adjusted weight above.
03SilverJewellery, utensils, artefacts, bullion0
Silver you own
Silver you already valued
Household silver counts in full: cutlery, crockery, trays and decorative pieces. It is not exempt for being in daily use.
04Investments and savingsShares, funds, pensions, crypto0
Shares held to tradeFull market value on your zakat date
Shares held long termEnter the zakatable share of the company's assets if you know it, otherwise use about 25% of market value as a common estimate.
Dividends received and still held
Mutual funds, unit trusts, sukuk
Pension or provident fund, your accessible balanceYour own contributions plus any portion you could withdraw today
CryptocurrencyMarket value on your zakat date
Takaful or insurance, surrender value
Government deposits and refundable securities
05Money owed to youOnly what you expect to actually recover0
Loans you gave to family or friends
Salary, fees or refunds due to you
Rental income received and still held
Leave out anything you have effectively written off. A doubtful debt becomes zakatable in the year it is actually repaid.
06BusinessStock in trade, receivables, payables0
Saleable stock, at landed cost
Damaged or dead stock, at scrap value
Raw materials and finished goods
Owed to you from credit sales
Business cash and bank balances
Less: owed to your suppliers
Less: bad debts written off
Partnership share
Your capital balance, last accounts
Loans you advanced to the firm
Your estimated profit since then
Less: your drawings this year
Premises, machinery, vehicles and fixtures carry no zakat. Only what you bought to sell, and the cash the business holds.
07PropertyHeld to sell, not to live in0
Land or property bought to resellCurrent market value
Not zakatable: the home you live in, however many you own for family use, and property you rent out. Rent you have already collected and still hold does count, and belongs in section 05.
08What you oweDeductible within the next 12 months0
Borrowed money and goods bought on credit
Loan and mortgage instalments due in the next 12 monthsOnly the coming year, not the whole outstanding balance
Rent, utilities and bills already due
Wages owed to staff
Tax due now or overdue
Do not deduct bills that are not yet due, long term debt beyond the next 12 months, or any interest element. Interest is not a debt Islam recognises for this purpose.
09Farm produceUshr, calculated separately0
Ushr is a separate obligation with its own rules. It falls due at every harvest, not once a lunar year, and its threshold is roughly 653 kg of the crop, not the cash nisab. It is kept out of the figure above and reported on its own.
Value of produce watered by rain or springs10%
Value of produce watered by pump, canal or well5%
Value of produce watered by both7.5%
10Grazing livestockPaid in animals, not in cash—
Livestock zakat is not a percentage of value. It follows fixed bands and is paid in animals. Any calculator that charges you 2.5% of your herd's worth is wrong. Enter your numbers and this will tell you what is actually due.
Sheep and goats, free grazing, over one year
Cattle and buffalo, free grazing
Camels, free grazing
Poultry, fish farms and stall fed animals raised to sell are trade stock, not grazing livestock. Put their value in section 06 instead.

Free to use, kept free by people like you

If this helped, help it keep going

This calculator will always be free, with no ads and no account. Your gift keeps it online and supports the work behind it: building tools and media that serve the Muslim community, and supporting the person who maintains them.

This is sadaqah, not zakat. Your zakat belongs to the eight categories entitled to receive it, and this does not count as one. Please pay your zakat to them separately.
Give whatever you wish

You set the amount on PayPal's secure page. No minimum, no card details shared with us, and nothing you typed above travels with it.

Free to use, kept free by people like you

If this helped, help it keep going

This calculator will always be free, with no ads and no account. Your gift keeps it online and supports the work behind it: building tools and media that serve the Muslim community, and supporting the person who maintains them.

This is sadaqah, not zakat. Your zakat belongs to the eight categories entitled to receive it, and this does not count as one. Please pay your zakat to them separately.
Give whatever you wish

You set the amount on PayPal's secure page. No minimum, no card details shared with us, and nothing you typed above travels with it.

Zakat due 0

Your zakat summary

Send it to yourself, or to whoever pays it with you.

The short answer

Zakat in Nigeria is 2.5% of your net wealth in NGN, once it passes the nisab and has been held for one lunar year. The nisab is the value of 87.48g of gold or 612.36g of silver, whichever applies. Most Nigerian Muslims follow the Maliki school, which the calculator supports. The calculator above shows today's nisab in NGN.

Calculating zakat in Nigeria

Nigeria has one of the largest Muslim populations in Africa, concentrated in the north, and zakat is a central obligation of 2.5% on surplus wealth held for one lunar year. It covers naira savings, gold and silver, business stock and trade goods, and money owed to you. Trade and business wealth is especially significant, as many Nigerian Muslims are merchants; business stock is zakatable at cost. Most Nigerian Muslims follow the Maliki school, in which regularly worn gold jewellery is exempt while stored gold is zakatable. The calculator supports the Maliki position and defaults to naira.

The nisab in Nigerian naira

The nisab is 87.48 grams of gold or 612.36 grams of silver, and its naira value changes daily with gold and silver prices and the naira exchange rate. The silver nisab is the lower, widely used threshold. See Nisab Today for the live figure in NGN.

What is zakatable in Nigeria

  • Cash in hand and in bank accounts, and savings of every kind
  • Gold and silver in every form, subject to your school's ruling on worn jewellery
  • Shares, funds and investments, at market value or underlying assets
  • Business stock and trade goods at cost, plus money owed to you
  • Property bought to resell, though not your own home or a rented property's value

Your home, vehicle, household goods and the tools of your trade are not zakatable.

Which debts you can deduct

Deduct debts due within the next twelve months: personal borrowings, the coming year of loan instalments, and bills already due. You may not deduct the full balance of a long-term loan or any interest element. The calculator applies the rule of your chosen school.

Related pages

See also Zakat on Gold, Zakat on Cash and Savings, Nisab Today, or the full Zakat Calculator.

Frequently asked questions

What is the nisab for zakat in Nigeria?

The nisab is fixed in weight, 87.48 grams of gold or 612.36 grams of silver, and its value in NGN changes daily with metal prices. The silver nisab is lower and is the one most scholars recommend. The calculator shows today's figure in NGN.

How much zakat do I pay in Nigeria?

Zakat is 2.5% of your net zakatable wealth in NGN, once it is above the nisab and has been held for one lunar year. On 100,000 of net wealth, the zakat is 2,500.

Which nisab should I use, gold or silver?

Most scholars recommend the silver nisab because it is lower, so more people qualify and more reaches the needy. If your wealth sits between the two thresholds, silver is the safer choice.

Does the calculator work in NGN?

Yes. It defaults to NGN for this page and converts live gold and silver prices into NGN. You can also switch to any of 95 currencies, and overwrite the metal price with your local rate.

Is my information private?

Yes. The whole calculation runs in your browser. Nothing is sent to a server, there is no account, and closing the page erases everything you entered.

This calculator gives a reliable estimate for ordinary situations and is not a substitute for a scholarly ruling. For a complex estate or business, consult a qualified scholar. Verify gold and silver rates against your local market on the day.